  any
of our satisfied clients have written to Svejda and Company,
Inc. to express their appreciation for the success they
have experienced by using our services. |
| |
| "The
SVEJDA Company did exactly what they said they would do,
without argument over which recommendations would be accepted
and which declined … It was a tremendous return on
investment." |
|
J.
Kimbrough Davis, Executive Vice President
Capital City Bank Group, Inc. ($1,010)
Tallahassee, Florida |
 |
| "Everyone
at Eagle Bank who has had an opportunity to work with
your company has been most positively impressed." |
|
Erick
A. Gandrud, President
Eagle Bank ($73)
Glenwood, Minnesota |
|
| "To
my way of thinking, the things that they recommended to
us are very much worth doing." |
|
Bill
Nill, President
First State Bank of East Detroit ($510)
Eastpoint, Michigan |
|
(As
quoted in Michigan Banker)
"A deal you can't pass up ..... as it need not
cost anything if they cannot supply you any cost savings." |
|
Larry
Hahn, President
DMB Community Bank ($67)
DeForest, Wisconsin |
|
| "I
have used SVEJDA three times and each has been a Win -
Win!!" |
|
Thomas
J. Palmer, President
The First National Bank of River Falls ($175)
River Falls, Wisconsin |
|
| "We
frankly cannot remember a more positive response from
all participants ...." |
|
Christopher
L. Williston, President
Independent Bankers Association of Texas
Austin, Texas |
|
| "I
would like to take this opportunity to thank you and your
company for the excellent survey and study that you completed
for us. The survey was very concise and comprehensive
... we have enjoyed working with your company and would
not hesitate in recommending your company to others." |
|
Michael
E. Reinhardt, Vice President
Community Savings Bank ($720)
Riviera Beach, Florida |
|
| "With
respect to your Company's program, I can uncategorically
state that the cost of the Profit Enhancement Program
was money well spent. I have already told a number of
banks about your program; after all, they don't have anything
to lose and possibly a significant amount to gain." |
|
William
L. Conaghan, President
Bridgeview Bank & Trust ($160)
Bridgeview, Illinois |
|
| "Early
results suggest that estimated revenue enhancements will
exceed projected levels with minimal customer comment.
Clearly the months of study and preparation by your people
produced a work product that only a few quality shops
can rival. Your people were responsive, thorough and clearly
knew their `stuff'." |
|
Daniel
M. Holtz, President
Capital Bank ($1,000)
(now Union Planters, NA)
Miami, Florida |
|
| "The
... maximum was something I knew we wouldn't have to pay.
I was wrong ... we were pleased because you showed us
much more in savings than necessary for the maximum charge.
Once again, thank you for the service." |
|
Paul
H. Bringgold, President
First National Bank ($62)
Cannon Falls, Minnesota |
|
| "The
Repricing of Deposit Accounts analysis and recommendations
you completed for us last year was a key factor in this
bank's transition from a history of annual operating losses
to a return on assets of 1.23%. Your report went beyond
my expectations. It not only allowed us to compare our
products to those of our competitors, but it also showed
us which ones we were losing money on, as well as how
we could change our pricing structure and still be competitive." |
|
J.
Lamar Roberts, President
First National Bank of Pasco ($41)
Dade City, Florida |
|
| "Two
big differences make this program worth investigating.
First, this Profit Enhancement Program does not focus
on personnel issues. Second, you [the banker] are the
final judge as to what your annual savings/new income
will be upon implementation of the accepted suggestions." |
|
Bankers'
Bank Quarterly
A Publication of Independent Bankers' Bank
Springfield, Illinois |
|
| "Please
feel free to use my name at any time as a reference for
your company. As a two-time user of your services, there's
no doubt in my mind that your PEP program has great value.
The program is extremely thorough and has minimal need
for help from bank personnel." |
|
Dale
W. Morris, President
First Community Bank of Palm Beach County ($70)
Pahokee, Florida |
|
| "We
were very impressed with the Svejda Profit Enhancement
Program. Your consulting team was very professional and
worked in a non-disruptive manner. The overall experience
was very beneficial to First National Bank and Trust Company." |
|
Joe
R. Kesler, President
First National Bank and Trust Company ($248)
Carbondale, Illinois |
|
| "I
think it is fair to say that we are extremely delighted
with the results. We have more than paid for the program
in the first three months of its implementation." |
|
W.
C. "Bud" Branson, President
The Quincy State Bank ($105)
Quincy, Florida |
|
| "We
were very pleased with the service and its thoroughness.
In fact, we were shocked that you could find so many areas
to save or to increase income that we were not aware of." |
|
James
D. Lindsey, President
First State Bank ($120)
Mesquite, Texas |
|
| "In
our business we audit cash, general ledger, loans, compliance
and almost everything else, then why not profitability?
Svejda and Company helped us to achieve our profit objectives
and exceed them. Their expertise and cooperative approach
made the process a pleasure and we are now reaping the
benefits." |
|
Bill
Valenti, President/CEO
Florida Gulf Bank ($105)
Fort Myers, FL
|
|
| "We
thought, because of our earnings, we were a well-run bank.
Svejda and Company politely showed us that we could earn
even more! Their knowledge and professionalism, not to
mention the immediate tangible benefits, made the Profit
Enhancement Program a very worthwhile endeavor for us." |
|
John
R. Hunt, EVP
Independent National Bank ($141)
Ocala, FL |
|
